[tex]\begin{array}{|c|ll} \cline{1-1} \textit{a\% of b}\\ \cline{1-1} \\ \left( \cfrac{a}{100} \right)\cdot b \\\\ \cline{1-1} \end{array}~\hspace{5em}\stackrel{\textit{20\% of 20000}}{\left( \cfrac{20}{100} \right)20000}\implies 4000\qquad \impliedby downpayment[/tex]
